Welcome to your new home in a serene yet vibrant community! Nestled in a private, close-knit neighborhood, this property offers the perfect balance of tranquility & connection. Enjoy the warmth of neighborhood block parties fostering friendships, and stay connected through the community's dedicated facebook page. Step inside to discover a bright 2-story foyer and the open-concept Kitchen and Great Rm designed for entertaining. The Kitchen features; large island with b/fast bar, granite, SS appliances with double wall ovens. Whether you're hosting a festive gathering or a casual get-together, this spacious area comfortably accommodates up to 30 guests. The Great Rm includes the homes 2nd FP, beams, vaulted ceiling and a wall of windows. The LR is being used for a home Office w/modern French doors. The DR includes a tray ceiling and french doors. The Powder Rm and walk-in Pantry plus Laundry Rm round out this level. The rear Trexx deck overlooks the fenced rear yard and the wooded open space beyond. The upper level includes a luxurious Primary BR suite with an open balcony overlooking the FR, great for a reading nook, walk-in closet, bath with whirlpool tub and shower. Two good sized BR's and the hall bath complete the 2nd floor. As a bonus the walk-out L/L Rec. Rm room adds approx. 900SF of living space for a total of 4, 356SF. Monroe is a sought after community known for its top-rated schools, scenic parks like Wolfe Park with swimming, recreation & walking trails. Features include: Efficient radiant floor heating with 8 zones, new tiled foyer, new well pump with 5 year warranty, refinished HWD floors w/decorative inlay, many rooms recenlty painted, maintenace free Trexx decking & vinyl rails. Home is wired for sound & generator ready.
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Dining Room | French Doors,Hardwood Floor | Main |
Eat-In Kitchen | Breakfast Bar,Granite Counters,Dining Area,Island,Pantry,Laminate Floor | Main |
Family Room | Vaulted Ceiling,Ceiling Fan,Gas Log Fireplace,Hardwood Floor | Main |
Living Room | Fireplace,French Doors,Hardwood Floor | Main |
Primary BR Suite | Full Bath,Whirlpool Tub,Walk-In Closet,Hardwood Floor | Upper |
Rec/Play Room | Sliders,Laminate Floor | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,920 | $615,920 | $615,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,201 | $1,201 | $1,201 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,098 | $4,094 | $5,281 |
Total Monthly Payment | $5,391 | $5,387 | $6,574 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.