2097 N Central AVENUE, Flagler Beach, FL, 32136 | $1,430,000

COMPLETED 2023. OCEAN AND INTRACOASTAL VIEWS. GLASS FRONT ELEVATOR. OVER 1100 SF GARAGE. RV PARKING WITH POWER/SEWER. OVERSIZED LOT. 19FT SWIM SPA & SALT WATER HOT TUB.

Like new custom build in “World Famous Historic Flagler Beach” a quaint dog-friendly beach town where your golf cart is the favored method of getting around to beloved local restaurants and shops and to the First Friday Celebration and other events around town.

Enjoy your very own piece of paradise high and dry on a sand dune in Flood Zone X (no flood insurance required) only one block off the beach in the highly coveted quiet north Flagler Beach area. You will enjoy cool sea breezes and views of the ocean, Silver Lake and the ICW and see beautiful sunrises and sunsets from your very own beach house!

Concrete block construction, stucco and cement-board siding; upgraded spray foam insulation. Boral Saxony 900 concrete low-profile tile roof with Class-A fire rating, hail resistance, heat & noise insulation, and wind resistance up to 150 mph, hurricane impact-resistant windows and sliding glass doors, 2 HVAC units, Generac whole-house generator with auto-transfer switch and a buried propane tank, outdoor shower with hot and cold water, water filtration system, and a comprehensive security camera system with Ring Doorbell Video Camera. All balconies feature metal railings with Kynar 500 anti-corrosion coating with 10-year warranty.

The living space has 9’ high ceilings and wide 8’ high doors, and ceiling fans in all living spaces. The third floor, with expansive ocean views, has the owner’s suite, living room, kitchen, dining room, office nook, powder room, and combination laundry room/pantry. The second floor has another en suite bedroom with a whirlpool tub, two guest rooms with a shared bath, and its own living room. The home features custom solid wood cabinetry with soft close doors/drawers and quartz countertops in the kitchen and owner’s bathroom. The kitchen also has under cabinet lighting and top cabinet lighting, GE Profile stainless steel appliances including a range with induction cooktop and air-fryer oven. Both primary bathrooms feature tile while the remaining flooring throughout the house is high-quality LVP, all of which ensures easy maintenance and durability - a perfect fit for the coastal lifestyle!

The elevator by Residential Elevators provides a quiet, smooth, reliable and energy efficient ride that uses the same technology as 50-story commercial buildings without the need for a machine room or hydraulic fluid. It comes with their exclusive Auto-Lowering Emergency Exit Feature that lets riders exit in the event of a power outage. Glass elevator doors at each landing allow the rider to embrace the beautiful ocean view as they arrive on their floor!

The massive garage easily fits 2 cars and a large 6-seater golf cart and tons of storage space. Garage floor is coated with a high-end non-epoxy, non-slip concrete coating. A large, anchored custom-built shed with 2 lofts allows you to easily store beach chairs, umbrellas, toys, surf boards, fishing gear, e-bikes and much more. The RV pad has 50-amp electric service and dump.

The backyard oasis features a salt-water hot tub, a 19-foot swim spa that creates a current for swimming or relaxing, a deck with MoistureShield composite boards, a screened lanai and a powder room. Raised vegetable bed and a Florida native plant garden to provide food and habitat for pollinators.

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full / 2 half
  • Laundry: Inside
  • Year Built: 2023
  • Garage: 4-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,009
  • Acreage: 0.26
  • Est. Taxes: $3,461
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: FC301057
  • Days on Market: 179 days
  • Website: https://www.raveis.com
    /eprop/FC301057/2097ncentralavenue_flaglerbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 7:33:45 AM)
Listing courtesy of REALTY PROS ASSURED   Phone: 386-677-7653

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2097 N Central AVENUE, Flagler Beach, FL, 32136

$1,430,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,144,000 $1,144,000 $1,144,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.762% 6.036%
Monthly Tax Payment $288 $288 $288
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,325 $7,325 $10,044
Total Monthly Payment $7,738 $7,738 $10,457

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.