**This property qualifies for a closing cost credit up to $4, 000 through the Seller’s preferred lender. ** Welcome home to this charming 3-bedroom, 2. 5-bathroom home located in the gated community of Kensington Reserve. The beautiful landscape draws you in with the paved driveway and cozy front porch. At the front of the home, you’ll find the formal dining room that provides a walk through into the kitchen. This amazing space features granite countertops, a large middle island with breakfast bar seating, and tile backsplash. The first floor features an open concept layout with the dinette tucked up at the back of the kitchen and the living room on the other side. Upstairs you’ll find a landing space that could make for the perfect work from home space that leads to the remaining bedrooms with the laundry room in the middle. The expansive primary bedroom offers high ceilings, an ensuite, and spacious walk-in closet. Step out back to your tropical oasis! The covered patio overlooks the luscious green yard lined with mature landscaping that includes a banana tree! This fully fenced in space offers a fire pit at the back and plenty of space for the furry friends to run around in year-round. This home offers loads of upgrades when it was first built including the front porch, laminate floors, granite countertops, ceiling fans, extra recessed lighting, auto lighting, blinds, fence, gutters, and additional windows in the living room by the stairs. Located minutes from Hwy 417 and Sanford International Airport, your commute and travel are made simple. Enjoy proximity to an abundance of shopping, dining, and entertainment options, including Sanford Farmers Market, a new Publix grocery store, Target, a movie theater and more. Embrace a life of luxury and convenience – schedule your private showing today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,200 | $407,200 | $407,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $427 | $427 | $427 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,743 | $2,706 | $3,434 |
Total Monthly Payment | $3,262 | $3,225 | $3,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.