Presented byRon Nettleton |
Enjoy four seasonal water views of Cedar Lake! This immaculately kept 3 Bedroom Raised Ranch has much to offer with its fully applianced Eat-in Kitchen with granite counters, tile floor, center island, and slider leading to deck with access to yard, Great views of the lake from the balcony and screened in gazebo of the Primary Bedroom as well as the Hall Bath that features a whirlpool bath & steamed shower with heated marble floor and towel warmer. Enjoy the unique outdoor shower as well as the lovely landscaped yard. With an all electric home the Solar Panels have been awesome in keeping the electric bills to a minimum. Property offers an optional beach water front access for $250 a year. This enables you to swim, canoe, or kayak on Cedar Lake as well as the ability to have scheduled parties/get-togethers. Amenities/Improvements: New driveway and outdoor shower enclosure. Recent Vinyl siding, gutters, window dressings, garage door, well pump, & hot-water heater. Insulated Attic with flooring & Large Shed with electricity (see attached list). Perfect place to come home to!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.0 x 13.0 | Main |
Bedroom 2 | Hardwood Floor | 9.0 x 10.0 | Main |
Eat-In Kitchen | Bay/Bow Window,Ceiling Fan,Granite Counters,Island,Tile Floor | 11.0 x 19.0 | Main |
Family Room | Fireplace,Wall/Wall Carpet | Lower | |
Living Room | Hardwood Floor | 13.0 x 15.0 | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | 11.0 x 15.0 | Main |
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Sales Associate
William Raveis Real Estate
Phone: 203.217.4979
Ron.Nettleton@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $610 | $610 | $610 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,126 | $2,743 |
Total Monthly Payment | $2,867 | $2,811 | $3,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.