Great LOCATION & INVESTMENT or FAMILY HOME! Experience the charm and comfort of a meticulously renovated two-story Victorian retreat nestled in the heart of historic West Augustine. From being steps away from local favorites like The Bog Brewery, The Blue Hen, Reel Peel Pizza and Buena Onda Cafe to its close proximity to Flagler College and downtown St. Augustine, this home embodies both convenience and timeless elegance. Recently updated in 2023 with a new metal roof, plumbing, electrical and an energy-efficient mini-split cooling/heating system, every detail has been thoughtfully crafted for your comfort. Enjoy the luxury of a kitchen that boasts quartz countertops, stainless steel appliances, and new cabinets complete with a coffee and wine bar. A spacious walk-in pantry ensures you have everything you need at your fingertips. The highlight of the home is the stunning master suite, featuring a generous walk-in closet and an elegant ensuite bathroom with a luxurious step-in shower. Step outside to your private courtyard, enveloped by the tranquility of mature trees, creating your own oasis in "Ancient City. " Whether you're seeking an investment oppty or personal haven for your family, this property is primed and ready to welcome guests or owners in one of America's most historic cities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$610,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $461 | $461 | $461 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,288 | $3,243 | $4,115 |
Total Monthly Payment | $3,841 | $3,796 | $4,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.