***THE SELLER WILL ONLY ENTERTAIN CASH OR RENOVATION FINANCING ON THIS PROPERTY*** Nestled in a quiet residential neighborhood of Seymour, this charming 3-bedroom, 1 bathroom ranch offers comfortable living in a highly desirable location. The home features a cozy family room with a fireplace, perfect for relaxing or gathering with loved ones. The kitchen opens to a deck, providing a great outdoor space for entertaining or simply enjoying the fresh air. With a 1-car garage located under the house, and a practical layout, this home is both functional and welcoming. Situated in a convenient location with easy access to Route 34 and Route 8, commuting and travel are a breeze. Plus, the neighborhood backs up to the scenic Seymour Land Conservatory Trust, offering a peaceful backdrop and the chance to enjoy nature right in your own backyard. This ranch may not be fancy, but it offers everything needed for comfortable living in a serene setting.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,920 | $211,920 | $211,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $390 | $390 | $390 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,408 | $1,787 |
Total Monthly Payment | $1,875 | $1,873 | $2,252 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.