Discover this beautiful lot in the enchanting town of Ridgefield, Connecticut. This residential lot is a serene retreat just about 90 minutes drive north of New York City. Ridgefield, known for its picturesque historic Main Street, is a beloved destination that exudes New England charm. Situated on a peaceful cul-de-sac, the lot promises privacy and tranquility, making it an ideal setting for those seeking a respite from the bustle of city life. The location is unparalleled, with proximity to the serene Fox Hill Lake and the natural beauty of Bennett's Pond State Park. Outdoor enthusiasts will delight in the easy access to hiking, fishing, and boating, all while being conveniently close to Route 7 and Interstate 84 for travel and commuting. Embrace the opportunity to join a community where nature's beauty meets refined living. The current Zoning Enforcement officer verified on 10. 11. 2024 that this is a non conforming RA zoned lot. If you plan on building a home that does not meeting the setbacks of a RA Zoned lot, a variance will be needed. The RA Zoned setbacks are available on the Town of Ridgefield's website.
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $68,000 | $68,000 | $68,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $464 | $452 | $573 |
Total Monthly Payment | $539 | $527 | $648 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.