Located in the golf community of Cypress Lakes, this spacious 3 bedroom/2bath PLUS flex room home offers a perfect blend of comfort, style, and convenience, making it an ideal choice for a variety of lifestyles. The open floorplan begins with a combination living/dining area perfect for entertaining. Beyond this is a family room that opens to the kitchen that includes a breakfast bar plus room for casual dining. Sliders lead to the covered back patio where you can relax and enjoy the outdoors with peaceful views of the wooded area beyond. Retreat after a long day to the spacious primary bedroom with its ensuite bath and roomy walk-in closet. The inside laundry room adjoins the two-car garage with plenty of storage space. Living in Cypress Lakes means enjoying a host of community amenities designed to enhance your lifestyle. The recently renovated St. Johns County golf is a golfer's paradise, while walking trails and solar-heated community pool offer plenty of opportunities for outdoor recreation. The new fire/sheriff station adds an extra layer of safety and peace of mind for residents. Conveniently located to I-95, and just minutes to historic downtown St. Augustine and beaches.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$388,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,120 | $311,120 | $311,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $197 | $197 | $197 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,122 | $2,068 | $2,668 |
Total Monthly Payment | $2,394 | $2,340 | $2,940 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.