Looking for a wonderful hideaway with loads of privacy, well look no further than 20 Seminary Rd. Eight room split level home, built in 1988 on 68 acres awaits a new owner. Entry foyer with tile floor, three bedrooms, one full bath, one 3/4 bath, and finished lower level. Living room/dining room combination opens to kitchen with gas cooking and sliders to wraparound deck. Upstairs loft with primary bedroom and storage in the eaves. Hardwood floors, cathedral ceilings, electric heat and central A/C. Family room, office and utility room in the lower level with slider to the back yard. Tract I on deed contains house, garages and 3. 10 acres, Tract II contains 64. 10 acres. A 60 X 40 (approx) garage with 10 ft and 12 ft garage doors, electric door openers, work benches, 200 amp electrical, heated and A/C with upstairs loft for additional storage. A second garage 34 X 28 (approx) with 10' garage door is unheated/no electric. Diesel tank on side of garage stays but not sure of its condition. Propane tanks owned by Osterman Gas. Well water and private sewer, plus Generac on demand generator. Lot 73 and 74 on Town Tax Map. Cameras on premises are operational and located in the house and garage. Living room photo virtually staged.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring - Hardwood | 11.0 x 13.0 | Second |
Bedroom 3 | Flooring - Hardwood | 11.0 x 13.0 | Second |
Kitchen | Flooring - Hardwood, Slider | 11.0 x 15.0 | Second |
Living Room | Flooring - Hardwood, Exterior Access, Slider | 15.0 x 30.0 | Second |
Master Bedroom | Bathroom - 3/4, Flooring - Wall to Wall Carpet | 11.0 x 17.0 | Third |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $684 | $684 | $684 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,996 | $2,919 | $3,704 |
Total Monthly Payment | $3,772 | $3,695 | $4,480 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.