You will fall in love with this gorgeous 4 bed 2 bath plus a bonus room home, nestled on a large half acre lot, with a lanai covered pool. There is a large enclosed Florida room with A/C wall unit, great for entertaining, playroom or a home office if you love to work bathing in lots of sunlight. The property has the following upgrades: Kitchen remodeled in 2016, entire spare bathroom remodeled in 2020, high impact hurricane windows installed in 2012 throughout the house and garage (except the enclosed porch), water filtration system installed in 2015, entire backyard fenced in 2017, new water heater installed in January 2024, septic inspected and completely emptied in 2021, new roof in 2021, chimney redone in 2022, entire house new plumbing in 2019, added salt chlorination to the pool system and replaced pool pump, floors redone throughout the living room kitchen entry and laundry in 2016, flooring redone in the main bedroom in 2023, and brand new sliding doors from the living room to the enclosed porch that are pending to install but already payed for and the warranty for the sliders will transfer to the new owners. This quiet neighborhood has no HOA which is perfect for storing boats or RV's on site, on the long driveway that leads to a 2 car garage and a huge backyard. And last but not least the neighbors form a wonderful caring community, supporting each other and looking after the safety and wellbeing of all members. Don’t miss out on this amazing opportunity to call this beautiful house your home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,890 | $2,924 | $3,711 |
Total Monthly Payment | $3,240 | $3,274 | $4,061 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.