THE CDD BOND HAS BEEN FULLY PAID on this well-maintained, ready-to-move-in Hemingway floor plan home. The new owner will also appreciate that a new roof was installed in 2022 and a new AC on 12/2/24, something insurance companies demand. This 2-bedroom, 2-bath with DEN open floor plan residence is situated on an oversized corner lot and has "buffer" space for additional privacy. The quality landscaping, which includes a palm, quality plantings, and a majestic magnolia, enhances the curb appeal. The lawn and landscaping are "watered" by an automatic irrigation system fed from a dedicated meter, a real money saver. The paver drive and walk lead to the covered front entry and porch. This front porch is a great place to enjoy the famous Florida weather. The decorative full-length glass front door has a full-height screen door that can make cross ventilation a "breeze. " A glass sidelight and the full glass front door provide excellent natural light to the welcoming foyer. Once inside, the openness of this floor plan comes into view. The large living room is the focal point around which the rest of the spaces revolve. Like the rest of this home, the living room has ceramic tile flooring. The living room has a floor outlet and a designer ceiling fan with light. Also in the living room is the triple slider that opens to the expanded, covered lanai with a wrap-around "birdcage. " While the living room fills the middle of the home, the south wing holds the kitchen, dinette, laundry room, and the attached 2-car garage. The north wing holds the den, primary suite, guest bath, and guest bedroom. The dinette is in a bay window area with a backyard view. The kitchen has beveled edge countertops, oak cabinetry with pulls, and stainless steel appliances. The solar tube in the kitchen brightens this space. The kitchen also features a handy snack bar, a ceiling fan with light, and a sizeable reach-in pantry. Adjacent to the kitchen is the laundry room that doubles as the mud room for the attached 2-car garage. The laundry room has a utility closet and shelving. Moving to the north wing, the first room is the den. This space is perfect for a home office and can easily be used for overflow sleeping needs. The den has a large window and a ceiling fan with light. The guest bedroom is at the front and features a large reach-in closet, window, and ceiling fan with light. The guest bath is next to the guest bedroom and has a wood vanity with a Corian countertop and a sculpted sink. This bath also has a solar tube for natural light, an elongated stool, and a combination tub and shower with a ceramic tile surround. The primary suite has a large bedroom, a walk-in closet, and a primary bath. The primary bedroom has a double window and a ceiling fan with light. The walk-in closet has a variety of shelving arrangements and lots of space for your clothes and personal items. The primary bath has a linen closet, stall shower with glass door and ceramic tile surround, elongated stool in a privacy nook, and a wood vanity with a Corian countertop and two sinks. The primary bath also has a solar tube. The vast lanai and birdcage complex dominate the rear of the home. Being both covered and screened, the usability of this space is greatly enhanced. The paver flooring and ceiling fan add to the character of this lanai area. This home has many unique features, including window treatments, tinted windows, remote control garage door opener, and fresh paint. This is a must-see!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,878 | $1,832 | $2,313 |
Total Monthly Payment | $2,117 | $2,071 | $2,552 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.