2-bedroom, 2-bath condo located in the in the highly sought-after 55+ waterfront community of Mount Vernon! Spacious & well-maintained, this unit offers a tranquil lifestyle with picturesque views and modern amenities, perfect for those looking to enjoy the best of Florida living. Step into a bright and open living space, where natural light floods through large windows, highlighting the floor plan's neutral tones and easy flow. The living and dining areas provide the perfect setting for relaxation or entertaining guests. The adjoining screened-in lanai offers peaceful waterfront views, ideal for your morning coffee or sunsets or enjoy bird watching. The kitchen is warm & inviting & fully equipped with updated appliances, ample cabinet space & a breakfast bar. Whether you're a seasoned chef or enjoy the occasional home-cooked meal, this kitchen provides both functionality and style. The master bedroom is generously sized, featuring an en-suite bathroom with dual sinks, a large walk-in closet, and access to the lanai. The second bedroom is perfect for guests or as a home office, with easy access to the second full bathroom. offers a wide range of amenities, including a clubhouse, swimming pool, tennis courts, shuffleboard, and walking paths that wind through the meticulously maintained grounds. Boating enthusiasts will love the community marina, which offers dock space on a first-come, first-served basis with direct access to Sarasota Bay. In-unit laundry room, assigned covered parking, and ample storage. Located within an hour of 3 major airports, medical, dining from nearby shopping and dining to world-class Anna Maria Island beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $165 | $165 | $165 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,014 | $1,962 | $2,531 |
Total Monthly Payment | $2,254 | $2,202 | $2,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.