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431 West 121st Street, #1A, New York (Morningside Heights), NY, 10027 | $429,000
New Price - Lets Make a Deal! Owner Wants to Sell!
Exciting Renovation Opportunity / or Move in As Is.
Bring your Imagination - Have it Your Way!
431 West 121st St (Amsterdam Ave & Morningside Dr)
Live in the Heart of both Columbia's South & the New North Campus on 125th.
Spacious 4 Room, currently configured as a 2 BR with French Doors separating the living room, 1 Bath (650 SF) Approx. apt in original condition with wonderful potential, (Some Pictures Virtually Staged). This unit allows for the additional option of opening the windowed eat-in-kitchen into the living area, creating an incredibly large open loft like design.
Quiet back apt with good light, hardwood floors & hi ceilings all make this apt special.
Well worth the walk-up to only the second (2nd) floor in this charming & lovely pre-war building which is on a pretty tree-lined street in the heart of NOCO (North of Columbia). Laundry, pet friendly, open sublet policy, & easy Board process. Allows 80% financing, NO HDFC Income Restrictions, Parents buying for children, Co-Purchase & Guarantors OK, Primary Residents Please.
Surrounded by great restaurants & around the corner from the Hot Spots & Night Life of Central Harlem, additional stellar restaurants & nightlife, great shopping, health clubs, movie theaters, Morningside Park Farmers Market, Whole Foods, upcoming Trader Joes & Target. Enjoy Life, you can have it ALL!
Walking distance to Columbia, Barnard, Teachers College, Manhattan School of Music, Jewish & Union Theological Seminary's, Riverside Church, Grant's Tomb, St-Luke's Hospital, Riverside, Sakura, Morningside, Hudson River Parks & Harlem River Piers, great running & bike paths, tennis courts and so much more.
Conveniently near transportation, just a few blocks away from the 1/2/3/A/B/C/D subways & M4, M11, M60, M100, M101, M104 & BX15 buses.
WHAT A GREAT HOME & WHAT A WONDERFUL INVESTMENT!!!
Features
- Town: New York
- Cooling: Window Units
- Levels: 6
- Amenities: Bike Room; Laundry Room;
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Year Built: 1920
- Pet Policy: Pets Allowed
- Building Access : Walk-up
- Service Level: Voice Intercom
- LobbyAttendant: No
- OLR#: RPLU5123196210
- Days on Market: 93 days
- Website: https://www.raveis.com
/prop/RPLU5123196210/431west121ststreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Douglas Elliman Real Estate - Park Plaza
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
431 West 121st Street, #1A, New York (Morningside Heights), NY, 10027
$429,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,283 | $2,281 | $2,894 |
| Total Monthly Payment | $2,358 | $2,356 | $2,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535