***Owner financing available including a favorable interest rate for qualified buyer. *** Welcome to the hamlet of Round Top nestled in the majestic Catskills. Seize this rare opportunity to purchase one of the few newly constructed homes available on the market today. This 3-4 bedroom 2 1/2 bath home is situated on just over 3 acres. Step inside and find maintenance-free living for years to come. As you approach the property you'll be greeted by the charm of the covered porch spanning the width of the home. A spacious living room with gleaming laminate floors will welcome you inside. The open concept kitchen and dining area offer complete comfort and convenience with heated floors, a center island, plenty of cabinets and quartz countertops. A half bath and laundry closet complete the functionality of the home. Sliders from the dining area step out onto a semi-private deck perfect for morning coffee or evening cocktails. An additional room on the first floor has the flexibility to fit your needs. Do you need a 4th bedroom, family room, home office, play room? The potential is there to meet your personal needs! Enjoy the protection from weather by going directly from home to your vehicle with a 24x24 attached garage. The second floor is complete with 3 bedrooms and 2 baths. including the bright and airy primary suite with vaulted ceilings, tons of closet space and an ensuite bath with a tiled walk-in shower and vanity with quartz countertops. And talk about location? Just 2 hours from NYC, near Hudson, Amtrak, Rhinebeck, Woodstock, Hunter, Windham, Catskill, Athens and Saugerties. Just minutes to hiking, skiing, mountain biking, antiquing, art galleries, breweries, wineries, Farm to Table restaurants and all that the Hudson Valley and Catskill Mountains have to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,423 |
Total Monthly Payment | $2,798 | $2,728 | $3,498 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.