This charming single family, two-story cape style home boasts a total of 4 bedrooms and 2 full bathrooms, situated on a quiet cul-de-sac. The main level features 2 bedrooms and a full bathroom, a spacious living room, a cozy dining area, and kitchen with updated appliances. Upstairs, you will find two additional large bedrooms and a full bathroom. This property offers plenty of outdoor space for gardening, playing, or simply enjoying the fresh air. The backyard with a screened deck is perfect for hosting barbecues or relaxing on warm summer evenings. Enjoy peace and tranquility while still being close to schools, shopping, dining, gym, pharmacies, and other amenities. Recent updates include: 2020: Windows: replaced, Front deck installed 2021: Driveway updated, Sump pump installed, Hot water heater replaced 2022: Kitchen appliances replaced 2024: Carpet on top floor installed. Electric: upgraded; Appliances & AC on designated 20-amp circuit.
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Our Executive Mortgage Banker:
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$479,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $803 | $803 | $803 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,554 | $2,552 | $3,238 |
Total Monthly Payment | $3,432 | $3,430 | $4,116 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.