Under contract-accepting backup offers. This private home is set on a sprawling one-acre lot with NO HOA restrictions and connected to CITY water, offering ample freedom and flexibility & and the possibility of a MOTHER IN LAW SUITE DETACHED will need a conversion currently being used as a workshop. Situated in a highly desirable area known for its top-rated schools and excellent commuter convenience, the property is just steps away from a walking and biking trail that stretches for miles. The home's layout is designed with both elegance and practicality in mind. The family room features a cozy wood-burning fireplace, perfect for gathering, while the large formal dining room is conveniently adjacent to the kitchen, making serving meals a breeze.
The split floor plan provides privacy and space, and the property has exciting potential for upgrades, including the workshop, which could be converted into a mother-in-law suite. The fenced yard comes with a dual-access gate in the driveway, ideal for parking trailers, boats, or any other large vehicles, and leads directly to the storage/workshop area at the back.
Recent updates include a durable 30-year Owens Corning roof, new soffit and fascia boards, fresh attic insulation, exterior paint, and a recently replaced drain field. The home is connected to city sewer (no well needed) and is zoned AG, allowing for various pets, making it perfect for animal lovers. The lot features mature shade trees and an oversized driveway with plenty of parking space. This is a rare find, offering comfort, style, and unique amenities that set it apart from other homes in the area.
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Our Executive Mortgage Banker:
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$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,828 | $2,792 | $3,621 |
Total Monthly Payment | $3,157 | $3,121 | $3,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.