Live the lake life with this NO FLOOD INSURANCE REQUIRED meticulous waterfront 4 Bed, 2 Bath home in Watercrest Estates with NO CDD! Featuring one of the largest lots in the community, you will enjoy your amazing views of water and wildlife, as well as having direct access to Lake Van from your backyard. This original owner home had every detail thoughtfully chosen during the design process, and is truly light, bright, and welcoming to one and all. You will appreciate the luxury vinyl plank flooring, espresso cabinetry with soft close drawers and cabinets, and granite counters throughout the home, along with plenty of recessed lighting. The open floorplan and high ceilings give an airy feel and provide abundant space for everyday living, highlighted by the 8' interior doors and oversized sliding glass doors. You will enjoy the massive pavered lanai with a panoramic screen view of the lake, as well as privacy screening. The smart design provides quiet and privacy in the primary suite from the secondary bedrooms and bath which are split between two other wings of the home. The owners have fully fenced the backyard, and have electric fencing installed for the section of the yard between the vinyl fencing and lake. They included additional exterior outlets for holiday lighting or outdoor television/kitchen usage. In addition, they have gutters in the front and rear of the home. Living on the private waters of Lake Van allows you to build a dock for your boat or jet skis and enjoy the lake lifestyle in Florida. There is also a community pool, with a nearby boat dock and ramp, large public park, playground and shopping less than 10 minutes away. Thank you for your interest and for taking the time to see this home in person!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $258 | $258 | $258 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,275 | $2,273 | $2,940 |
Total Monthly Payment | $2,608 | $2,606 | $3,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.