Beautiful reproduction hip-roofed Colonial is a true work of art. This home features 4 bedrooms, 3 baths, fully applianced kitchen featuring stainless steel gas cooktop, double ovens and warming drawer. The kitchen island and the custom cherry cabinetry, along with cherry floors and honed black granite counters complete the kitchen’s warm invitation. Other home features include, mudroom, dining room/living room, fireplace, wood stove, radiant heat throughout the first floor and 2nd floor bathrooms, primary bedroom/bath and walk-in closet. The character and architectural design, along with the highest level of craftsmanship, high ceilings, large windows, custom millwork and graceful bullnosed corners set the tone. The exterior boasts top quality materials selections as well. Cement board siding, mahogany porch decking, new roof both house and garage, fire pit, fully fenced in yard, 1/3 mile walking path on property and reclaimed granite curbing line both parking area and home’s foundation reveal. The partially finished lower level currently features a large gym and a Speakeasy. . . yes, your own Speakeasy!! Walk up attic with ample storage and also storage above the garage This 4. 39 acre lot meets requirements to subdivide an additional building lot(buyer to do due diligence with the town). This property is a must see!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $852 | $852 | $852 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,540 | $3,536 | $4,573 |
Total Monthly Payment | $4,484 | $4,480 | $5,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.