Just listed in East Derry, to move right in and enjoy before the Holidays approach us!!! This three-bedroom home offers approximately 1866 - + square feet of living space situated on a spacious lot with ample parking. The property is set in a wooded setting, providing a peaceful retreat. The home features a spacious primary bedroom with abundant natural light and hardwood flooring. The additional two bedrooms also offer generous proportions and hardwood flooring. The spacious bathroom includes a modern vanity, ample cabinetry, and tile flooring. The bright, airy living area showcases a neutral color palette and hardwood cabinetry, creating a welcoming atmosphere. Tile flooring throughout the home complements the overall design. The spacious layout allows for flexible furniture arrangement and ample natural light. Stepping outside, the home boasts a spacious deck overlooking a scenic wooded view. The lush foliage and serene landscape offer a tranquil outdoor retreat. To many amenities to mention, must be seen to be appreciated!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $633 | $633 | $633 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,778 | $3,592 |
Total Monthly Payment | $3,506 | $3,503 | $4,317 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.