Welcome to this beautifully updated home in The Palms! This spacious one-story property offers 4 bedrooms, a dedicated office with glass French doors, and 3 full bathrooms, all set on a large, fenced-in lot. Inside, you'll find an open floorplan with high ceilings, a two-sided wood-burning fireplace between the living room and family room, and large windows throughout that fill the space with natural light. The kitchen features stainless steel appliances (new stove, dishwasher, and microwave as of July 2023), 42" upper cabinets, granite countertops with a modern backsplash. Laminate flooring flows through the main living areas, while the master bedroom was refreshed with new laminate flooring in August 2024, enhancing the home's modern feel. Step outside to a spacious screened-in patio, perfect for relaxing or entertaining. The home is equipped with smart technology, including a Smart Garage Door, Smart Thermostats, and an August Smart Lock. Practical updates include a brand new roof (November 2022), PEX re-piping (2017), and a conversion from septic to public sewer (April 2023). A separate water meter for the sprinkler system ensures cost-effective lawn care. This home is ready for you to move in and enjoy the best of The Palms!
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $620 | $620 | $620 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,776 | $2,738 | $3,474 |
Total Monthly Payment | $3,488 | $3,450 | $4,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.