One or more photo(s) has been virtually staged. This stunning lakefront home, low HOA with NO CDD Fees is nestled at the end of a peaceful cul-de-sac, packed with impressive upgrades that truly set it apart. Listed BELOW appraised value allows EQUITY upon purchase! The new roof and recently completed AC blower motor and condensate line (October 2024) ensure peace of mind, while the seller’s thoughtful upgrades throughout elevate the living experience. Featuring 4 spacious bedrooms and 2. 5 bathrooms, this home is designed for both comfort and style. The owner’s suite, conveniently located on the main level, offers a standalone bathtub, walk-in shower, walk-in closet, dual sinks and a custom TV buildout. The adjoining laundry room is equipped with a set of GE washer and dryer (only 2 years old), making chores a breeze. The kitchen is a chef’s dream with beautiful quartz countertops, a matching quartz backsplash, and refaced shaker cabinets that include pull-out drawers and soft-close features. High-end Frigidaire appliances (including a 36” fridge, built-in microwave, and stainless steel hood) add to the appeal, providing both style and functionality. The living room is an entertainer’s paradise, featuring a TV buildout with an electric fireplace and a stunning custom tile wall that frames expansive lake views. Upstairs, you’ll find a versatile loft, bedrooms 2, 3 and 4, each with walk-in closets and beautiful 5. 25” baseboards. Plantation shutters throughout and Mohawk luxury vinyl flooring in the main living areas complement the home’s high-end finishes, with the exception of the owner's suite, which features elegant ceramic tile. Step outside to your private oasis with a screened-in front porch, partially fenced yard, and French doors leading to the back patio. The back patio offers breathtaking lake views with your own private dock—perfect for storing water toys, fishing, or simply relaxing while watching the sunset. With direct access from your own back yard you can explore many of the beautiful lakes on The Chain. Enjoy boating, skiing, entertainment on the water, soak up the sun and wine down to stunning sunsets. Lake Conine has a a public boat ramp less than 5 minutes around the corner that provides direct access to your dock. 15 minutes to hospital, shopping centers, churches and downtown Winter Haven for entertainment and dining, 5 minutes to Willowbrook Golf Course, 5 minutes to Highway 27, 20 minutes to the I-4 corridor, 45 minutes to Tampa and Orlando. This lakefront gem combines luxury, privacy, and the beauty of lakeside living—schedule your private tour today! Don't forget to watch the virtual tour!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $3,011 | $3,008 | $3,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.