Lovely villa in the 55+ Kings Point community of Sun City Center. Situated on a dead-end street in the very back end of the community, this home abuts the Little Manatee State Park with privacy and natural beauty. This 2013 Mahogany model has high ceilings, crown moulding, knock-down ceilings, recessed lighting, granite countertops, and is completely carpet-free! Enter the front door through a screen enclosure into the stunning foyer. The chandelier, crown moulding, transom window, and high arched doorway welcome you. Straight ahead, double doors open to a den illuminated by a solatube. To the left, the open concept kitchen/living room and dining room await you. The dining room nook sparkles with chandelier and wainscoting. The kitchen boasts wood cabinetry with pull outs, under cabinet lighting, granite countertops, tile backsplash, island with sink and breakfast bar seating, recessed and pendant lighting overhead, and stainless steel appliances. Ahead, the living room sports a tray ceiling, ceiling fan, beautiful plantation shutters and a peaceful view through the sliders of the Little Manatee State Park conservancy. Pass through the sliders to a spacious screened lanai. Lanai is tiled and has a ceiling fan for comfort and practicality. The primary bedroom has plantation shutters and a view of the conservancy. Overhead, is a tray ceiling and fan. Continue to the primary ensuite bathroom which has tall vanity, dual sinks, granite countertop, walk-in shower, and private toilet room. The bathroom opens to a good-sized primary walk-in closet. Cross over to second bedroom on the opposite end of the home. Find a comfortable space with built-in closet, overhead lighted fan, and plantation shutters. Move just down the hall to find a linen closet outside a second bathroom. The guest bath has tall vanity, granite counter, and tiled shower over tub area. On this end, find the nice-size laundry room with plenty of overhead cabinetry. Washer and dryer included! Now, enter the two car garage. You see an epoxy floor, overhead storage, a utility sink, and an extra refrigerator (included). The garage space is enhanced with the inclusion of an overhead automatic screen door. Think of how versatile this space is! If all that weren't enough, this property also has a Platinum KPW warranty in place. That means no worries about a/c, water heater, or appliances. They are covered! KPW can be transferred to new owner. All exterior paint, roofing, lawn, landscaping, irrigation, roads, recreational facilities, restaurant, cafe and clubhouses are maintained by the community. One monthly fee gets you all that PLUS cable tv, internet, and water. Explore the wide variety of cubs and activities which have nominal annual fees. Pickleball, cornhole, tennis, lawn bowling, swimming, model trains, art, dance, theater, book club, bridge, mahjong, travel clubs, mini-bus tours, golf . . . . . and so much more! Don't let this time in your life pass you by. Come and enjoy a maintenance-free life!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $49 | $49 | $49 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,692 |
Total Monthly Payment | $2,248 | $2,246 | $2,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.