One or more photo(s) has been virtually staged. Welcome to this stunning 2nd-floor condo in the sought-after 55+ community of Pine Ridge at Palm Harbor! This spacious 2-bedroom, 2-bathroom unit combines comfort, convenience, and style, making it perfect for snowbirds or second-home buyers.
The home features tile flooring throughout the living room, kitchen, bathrooms, laundry, and hall, which is not only durable but also easy to maintain, ideal for Florida’s climate. The newly installed wood flooring in both bedrooms adds warmth and elegance. The master suite includes a large walk-in closet with access to attic storage—a unique feature that offers extra space for seasonal items or keepsakes. The master bathroom has been beautifully renovated for a modern, fresh feel.
Enjoy the convenience of a full-size laundry room with a washer and dryer included, making laundry day hassle-free. Step out onto the screened balcony—perfect for enjoying your morning coffee while taking in the peaceful surroundings, free from bugs and debris.
Living in Pine Ridge offers more than just a home—it’s a lifestyle. Residents enjoy access to a heated pool, spa, and an active clubhouse for social gatherings. Take relaxing walks along the community's scenic trails, soaking in the beautifully landscaped surroundings. With assigned parking and plenty of guest parking, convenience is always at your doorstep. This pet-friendly community allows one pet up to 25 pounds.
Location is everything, and this condo has it all. Located just minutes from grocery stores, restaurants, shopping, and top-notch medical facilities like AdventHealth North Pinellas and BayCare Urgent Care, this location offers all the conveniences you need.
For those looking to explore, you’re only 15 minutes from the award-winning beaches of Clearwater and Honeymoon Island—perfect for soaking up the sun. Tampa International Airport is just a short 30-minute drive, making travel easy for visiting family or frequent flyers.
With low HOA fees covering cable, internet, water, sewer, trash, exterior maintenance, and more, this home offers hassle-free living. Plus, a new AC installed in 2021 ensures year-round comfort. Best of all, the property is outside of a flood zone, adding peace of mind and value to your investment.
Whether you’re looking for a winter escape or a full-time residence, this condo has everything you need to live your best life. Investors, with an immediate 3-month minimum rental policy, this community is perfect for you! Schedule your personal or virtual tour today—this opportunity won’t last!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,063 | $1,371 |
Total Monthly Payment | $1,246 | $1,245 | $1,553 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.