Introducing the Oxford model, a lovely villa, showcasing of modern elegance in the prestigious community of Valencia Bonita. This meticulously maintained 2-bedroom, 2-bathroom villa with a den is private, spacious, and lives like a single family home. Features many high-end touches, including custom herringbone wood floors, granite and quartz countertops, and an outdoor kitchen with a custom top of the line built-in grill, all enhanced by gas appliances for seamless luxury. Lovely landscaping with a privacy wall ensures quiet and peaceful backyard enjoyment.
With $20, 000 in builder upgrades and an additional $40, 000 in owner enhancements, this home offers exceptional value. Plus, there’s no CDD, and residents enjoy a 45, 000 sq. ft. clubhouse with indoor/outdoor dining and no minimum spend.
Valencia Bonita fosters an active, vibrant lifestyle with a full-time Lifestyle Director, a packed social calendar, and exclusive events. Though this is a 55+ community, a percentage of younger residents are accepted, so don’t let age stop you from checking out this gorgeous community! The state-of-the-art fitness center, pickleball, tennis, and bocce leagues provide endless activities, while three pools—resort-style, lap, and resistance—offer relaxation and fitness. Other top-tier amenities include two dog parks, a full-service spa, cooking studios, and a variety of clubs to suit all interests. Close to dining, shopping, and beaches. . . you don't want to miss this!
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Our Executive Mortgage Banker:
Our Insurance Division:
$644,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $515,200 | $515,200 | $515,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $451 | $451 | $451 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,471 | $3,424 | $4,345 |
Total Monthly Payment | $4,014 | $3,967 | $4,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.