SIZE, LAYOUT, and LOCATION: XXL-sized two-bedroom is the LARGEST 2-bed layout in the co-op, bar none. This floor-through home features living & dining areas facing West, a long row of hall closets, and 2 enormous bedrooms that face East and are flooded with morning sunshine. A wall-through heat pump in the living room and wall-through air-conditioners in the bedrooms keep you comfortable while saving on window space & there are two windows each in the front & back providing exceptional cross-breezes. This is a fifth-floor walkup apartment, but the very best kind with wide, sturdy stairs, landings at each half floor, and no upstairs neighbors. The layout is PERFECT- delivering vast separation between living areas and bedrooms. Kitchen has a new refrigerator, full-sized sink, and full-size dishwasher in place. It can be fully opened to the living room to create an eat-in breakfast counter. Move in as-is or bring your Architect and make it your own. Floors, kitchen, and bath are in well-kept original condition and the unit is priced accordingly. With Board approval, you can add a washer/dryer, put in mini-split central air, add a second full bathroom, or even new put in additional windows facing East, West, or South- I'll show you how it's done. West Village Houses is a free-market co-op that features large apartments, private keyed green spaces, onsite professional management (Akam), two live-in supers, full-time buildings & grounds staff, and a commitment to providing quality non-fanciful primary residences for its shareholders in the best part of West Village. The co-op is pet-friendly, permits subletting for 3 of 6 years, allows guarantors and co-purchasers, and has bike storage. 622 Washington is part of “Site 1”- a full square block owned (outright, among several other acres) by the co-op. It is a keyed, private green space with mature trees, bbq grills for your use, central laundry, and bike storage for you and your neighbors that will transport you far away from an urban mindset- right in your backyard. One of the best parts of this apartment is the co-op to which it belongs. The building is a few short blocks to Google’s headquarters in NY, ABC/Disney’s rising studios and a flurry of incredibly pricey and valuable waterfront new development. Christopher and Houston Street Stations are nearby, as are crosstown buses and CitiBike docking stations.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $840,000 | $840,000 | $840,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.040% | 6.360% | 5.930% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,769 | $5,172 | $6,975 |
Total Monthly Payment | $4,894 | $5,297 | $7,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.