Seize the opportunity to own this bright and spacious 1BR, 700 sq ft coop in the heart of Bay Ridge. This inviting apt features hardwood floors and an open layout, with the dining area flowing into the expansive living room; ideal for relaxation and entertaining. The updated kitchen provides modern conveniences, while the bedroom fits a king size bed plus ample storage space. Building amenities include 2 elevators, a live in super, on site laundry, virtual doorman, keyless entry, package room, and wait listed parking. The landscaped garden and furnished lobby create a warm welcome every time you come home. Low monthly maintenance makes this unit an exceptional value. Bay Ridge combines urban energy with suburban charm. Just a block from Shore Rd, enjoy waterfront parks and miles of running/biking paths. Third Avenue, steps away, is lined with trendy restaurants and boutiques. With the NYC 27X Express Bus and the R train steps away, commuting is a breeze. Call to view! Additional Information: Amenities: Virtual Doorman, HeatingFuel: Oil Above Ground,
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,796 | $1,752 | $2,212 |
Total Monthly Payment | $1,871 | $1,827 | $2,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.