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62 Laurel Drive, Smithtown, NY, 11787 | $1,400,000
Gorgeous home decorated and upgraded to perfection. Entry foyer features beautiful tile work and custom closet doors. Formal living room overlooks the yard and flows into the dining room for easy entertaining. The kitchen is state of the art with Bosch appliances and a Thermador refrigerator. Center island duets as a table for 4 with counter seating for 2. Very clever! The den features high ceilings and a natural gas fireplace with lots of windows all around!. True Primary Bedroom has wall of glass overlooking the pool and waterfalls while laying by the fireplace. Updated ensuite bath is a treat. The basement is a great space for entertaining. It is ground level from the garage and has a gym area, pool table and a great space for tools and wood working. There is an office space/4th bedroom with a full bath with an Outside Entrance from the driveway. The 2 car garage is neat and organized and ready for a sports car! Paradise is the only way to describe the backyard! There is an outdoor kitchen with a never used barbecue. After you have a few burgers, stroll on over to the fire pit and roast some marshmallows: ) The salt-water heated (by natural gas) pool (features 2 waterfalls and a couple of sprays. The gardens are mature and have full grown arborvitae for privacy. CAC 1. 5 yrs, CVAC with hose in the wall, 200 AMP, Washer and Dryer 2 yrs, Cesspool cleaned last year - no issues, Boiler, Pool 8 yrs, ; Pool Liner 3 yrs, Filter 7 years, Heated Driveway, Whole House Generator 2yrs, Roof 10 yrs. Laurel Drive Park is down the street and has a tennis court, basketball court, handball court, and a playground.
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 3 full
- Style: Ranch
- Year Built: 1964
- Garage: 2-car Attached
- Heating: Natural Gas, Oil, Baseboard
- Cooling: Central Air
- Basement: Finished, Full, Walk-Out Access
- Acreage: 0.47
- Est. Taxes: $12,868
- Lot Desc: Level, Sloped, Near Public Transit, Private
- View: Panoramic
- Elem. School: Pines Elementary School
- Middle School: Hauppauge Middle School
- High School: Hauppauge High School
- School District: Hauppauge
- Pool: In Ground
- Appliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven, Refrigerator, Washer, Wine Cooler
- MLS#: 3583085
- Days on Market: 40 days
- Website: https://www.raveis.com
/eprop/3583085/62laureldrive_smithtown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
62 Laurel Drive, Smithtown, NY, 11787
$1,400,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,120,000 | $1,120,000 | $1,120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
| Monthly Tax Payment | $1,072 | $1,072 | $1,072 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,272 | $6,896 | $9,301 |
| Total Monthly Payment | $7,469 | $8,093 | $10,498 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535