Located in a lovely quiet neighborhood within easy reach of Hudson and the Village of Catskill. A perfect blend of modern-retro comfort and charm sited on an oversized level lot with room to roam and play. Upon entering you'll be greeted by a bright, inviting floor plan featuring 15 ft of windows offering natural light and views of the Catskill Mountains. The flow seamlessly connects dining and kitchen areas onto a large rear deck. The heated garage offers year-round ambiance for workshop/office/gym capability. Full basement includes shelving and potential to be developed. Energy efficient new on-demand natural gas furnace with multiple zones. Catskill has become increasingly popular due to its natural beauty and proximity to both the Hudson River and Catskill Mountains. This property is located 1 mile to downtown Village of Catskill and Hudson River/Rip Van Winkle Bridge with easy access to NYS Thruway Catskill Exit 21. Welcome Home to 41 Austin Acres. Additional Information: ParkingFeatures: 2 Car Attached, ConstructionDescription: Aluminum Siding,
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $550 | $550 | $550 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,698 |
Total Monthly Payment | $2,753 | $2,751 | $3,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.