FLOOD FREE LIVING. THIS PROPERTY DID NOT FLOOD DURING HELENE OR MILTON Property is located in an A9 zone and the home has the lowest elevation of 9'1". Elevation certificate available for new owners. Located only a half a mile from the Pinellas County line, you will love the convenience of the location and country like setting in a small community. Just South of the US Highway 19 and Alt. 19 intersection on the West side of Alt 19. NEW POWER CONNECTION JUNE 2024, ELECTRIC BROUGHT UP TO CODE JUNE 2024, NEW SEPTIC TANK AND DRAIN FIELD INSTALLED SEPTEMBER 2024 SURVEY AND ELEVATION CERTIFICATE AVAILABLE FOR BUYER. This great home is situated on an oversized corner lot stretching 104 feet by 100 feet with concrete parking pad convenient for RV, Boat parking or even a new shed installation. Cul De Sac lot ensures privacy and low traffic. Great 3 Bedroom 2 bath solid block home with a 2 car carport and NO HOMEOWNERS ASSOCIATION OR CDD! ROOF REPLACED IN 2015 AND FLAT PORTION OF ROOF CONVERTED TO A SLOPED 12-1 ROOF AND REPLACED. WINDOWS HAVE BEEN REPLACED WITH DOUBLE PANE WINDOWS THROUGHOUT THE HOME OVER TIME. Open floor plan and terrazzo stretching throughout much of the home makes the home feel overly roomy for the square footage. Large primary bedroom and indoor laundry room, split bedrooms with two additional on the opposite side of the home and a large Florida Room. You will love the oversized 9 X 22 rear screen enclosed porch overlooking the spacious lot. Located only 5 to 7 Minutes from Key Vista Nature Park, Anclote Gulf Park and Anclote River Park and 5 miles from Fred Howard Park. You will love the Florida lifestyle with boat ramps available at several of the parks. Keep your boat directly on your property and avoid storage fees. Call for your private showing appointment today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $206,320 | $206,320 | $206,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $141 | $141 | $141 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,373 | $1,355 | $1,740 |
Total Monthly Payment | $1,589 | $1,571 | $1,956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.