One or more photo(s) has been virtually staged. Under Construction. PRIVATE NEWLY BUILT LARGE one story home backing up to a private wooded conservation buffer. Spire Homes is a mid sized semi custom builder, and this home will be ready in the first quarter of 2025. Entering the prestigious Southern Hills Plantation golfing community through the manned guard gate you will fall in love with elevation changes unusual to Florida. You feel like you are driving in the rolling hills of Georgia. This Craftsman 3 bedroom with den(home office) plus split 3 car garage is laid out perfectly over 1 story with high ceilings. Entering the home you are greeted with the highly sought after open floor plan and an entertainers dream with this EXTRA LARGE living room (with tray ceiling), dining room, and kitchen. The chef's kitchen features a gas cooktop with hood, built-in convection oven and microwave, soft close real wood white shaker cabinets, quartz countertops, large island with breakfast bar seating, subway tile backsplash, and under cabinet lighting. The home also has a split floor plan with the master retreat featuring a tray ceiling, 2 walk in closets, his/her vanities, and separate soaking tub. The home has many upgrades including 8 foot doors, luxury vinyl flooring in all common areas, subway tile backsplash, detailed baseboards, quartz countertops, tray ceilings, shower enclosure, tankless gas water heater and just too many more to list. Tons of covered outdoor space. This model has our LARGEST covered back porch making this home an entertainer dream plus it is plumed for an outdoor kitchen overlooking an extra deep private backyard that backs up to a wooded conservation lot (see video for potential private pool or contact us for video link). The low CDD fee is included in your property taxes. The community has a resort style pool, fitness center, Har-Tru tennis courts, pickleball courts, walking trails, and the brand new poolside restaurant just opened. Pete Dye fell in love with the elevation changes ranging from 60 feet to almost 250 feet here at Southern Hills. The private world-class track is rated by Golf Week as a top 100 residential course in the United States. It even features practice facilities of a driving range, chipping/putting greens, and a 6 hole par 3 course. Located just off 41 and the Suncoast Pkwy, you can get to Tampa International Airport and Raymond James Stadium in just 45 minutes. Come see why everyone is choosing to live and play in the luxurious gated Southern Hills and call this home sitting on over 1/3 an acre private lot your next home!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,773 | $3,722 | $4,723 |
Total Monthly Payment | $4,004 | $3,953 | $4,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.