DETACHED SINGLE FAMILY HOME !! Yes this really is located in Kings Point and is a stand alone home so you might be able to add a pool. This home features 2 split bedroom and a Den. A large screened front porch takes you into the foyer with a coat closet and here you'll find the guest bedroom and full bath. Then the den is on your right with a good size window for light, warm carpet and decorative posts. The kitchen has been updated with cabinets, granite tops, rollouts, 3 year old appliances, crown molding and extra cabinets in the breakfast area with glass shelves separating this space. The great room has cabinets built in at the dining room end and the floor is beautiful African wood, sample in guest bedroom closet. Your primary bedroom has carpet, tray ceilings, his and hers closets. An en suite bathroom has dual sinks, walk in shower, stone tops, a storage bench and extra cabinets. The laundry room has cabinets and a pantry for extra space. Your lanai has all glass windows, carpet, window shades and a door out to the bricked paved patio for your grill. The garage has been painted on the floor and also and has a roll down screen and water filter and built in shelves. There are solar tubes, plantation shutters, the outlets have even been replaced ! There is a list of upgrades in the home with prices and dates for your review. The home is located close to the south clubhouse and is just waiting for you to move in. The Kings Point fee covers lots of expenses you wouldn't think of so be sure and ask for the list.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,770 | $1,768 | $2,286 |
Total Monthly Payment | $1,984 | $1,982 | $2,500 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.