This spacious 4 bedroom, 2 full bathroom raised ranch is located on a prime corner lot in a peaceful cul-de-sac just minutes to the NYS Thruway, Route 9W, Route 299, Mid-Hudson Bridge and Metro North. Thoughtfully updated, this home offers both modern conveniences and timeless charm. Key features and updates include, a new osmosis filtration system and water softener 2021, updated electrical 2022, recessed lighting in the living room 2022, split units installed 2022, new dishwasher 2022, French drain added behind the garage 2022, new light post in the front yard 2022, completely repainted 1st floor with new moldings 2023, new gutters 2023, refinished deck- painted and stained 2024, new walkout garage door 2024, updated front railing and redone foyer steps 2024. To add to your peace of mind, the roof is less than 10 years old. There are multiple living spaces to choose from while an abundance of natural light and hardwood floors combine to create a bright and welcoming ambiance. With its meticulously maintained interior and exterior, this home is truly move-in ready. Enjoy the outdoor space on the refinished deck or take advantage of the quiet, friendly neighborhood. Close proximity to Highland's and New Paltz's schools, parks, and shopping while quick access to the Stewart International Airport adds to the convenience of this wonderful location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $629 | $629 | $629 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,275 | $2,273 | $2,940 |
Total Monthly Payment | $2,978 | $2,976 | $3,643 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.