Discover affordable Florida living at its finest in this charming, FULLY FURNISHED 2-bedroom, 1-bathroom, 24 X 47 DOUBLE WIDE FLEETWOOD MODEL, located in 55+ community of Citrus Ridge in Davenport Florida where you OWN YOUR LAND! Nestled in a peaceful, well-maintained community clubhouse used for exercise classes, shows, dances, dinners, craft shows, cards, game nights, luncheons line dancing, prayer services, and BINGO, HEATED POOL & SPA, SHUFFLEBOARD, HORSESHOE PITS, BOCCE, PICKLE BALL AND PETANQUE COURTS! When you enter this cozy home you walk into an enclosed FLORIDA SUN ROOM where you can enjoy the warm breezes, or open your sliding glass doors to cool it! Home offers a spacious living area with natural light, a functional kitchen with AMPLE STORAGE, GRANITE COUNTERTOPS AND STAINLESS STEEL REFRIGERATOR WITH FRENCH DOORS and right next to large dining room with more cabinet space. Step into two nice sized comfortable bedrooms with lots of storage and closet space! ENTIRE FLOOR IS STURDY CERAMIC TILE THROUGHOUT, NO CARPET! The outdoor space features a private yard perfect for relaxing or gardening, and BACKS ONTO CONSERVATION, THAT’S RIGHT, NO REAR NEIGHBORS! This home is ideal for those seeking a low-maintenance lifestyle INCLUDING LOW UTILITIES and HOA! Conveniently located just minutes from shopping, dining, hospitals, and the excitement of Orlando’s world-renowned attractions like Disney World! This property provides a tranquil escape while keeping you close to everything central Florida has to give! Don’t miss this great opportunity to own an affordable home in a prime location, and look at the upgrades! ROOF REPLACED IN, 2018 AND THIS YEAR NEW BOLTS ON METAL ROOF/PASSED 4 POINT INSPECTION, HUD SEAL FOR LOWER INSURANCE, NEW 2024 HOT WATER HEATER, REFURBISHED AC, NEW SHOWER, UPDATED ELECTRICAL OUTLETS, NEW SMOKE DETECTORS, FRESHLY PAINTED INSIDE HOME AND DRIVEWAY, 8 x 8 SHED WITH ELECTRIC & WATER, PLANTATION SHUDDERS, EXTERIOR RECENTLY PRESSURE WASHED AND GOLF CART HOOK-UP. HOME IS COMPLETELY CAULKED AND SEALED! Just bring your toothbrush, it is ready to move in to!! Schedule your showing today! ADULT OVER THE AGE OF 18 MAY RESIDE IN THE UNIT WITH A PARENT OVER THE AGE OF 55 YEARS OLD.
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Our Executive Mortgage Banker:
Our Insurance Division:
$145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $116,000 | $116,000 | $116,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $44 | $44 | $44 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $782 | $771 | $978 |
Total Monthly Payment | $901 | $890 | $1,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.