2602 Cumberland Cliff DRIVE, Ruskin, FL, 33570 | $997,000

Waterfront living at its finest! Bring your boat and prepare to be impressed by this impeccably maintained and beautifully upgraded home, located just minutes from Tampa Bay, and high enough on the Little Manatee River that NO flood insurance is required! Situated on the water with no direct rear neighbors, you are in the perfect location to watch the picturesque sunsets and have friendly dolphins or manatees stop by! Your backyard oasis begins at the 50ft dock, covered 10, 000lb boat lift (hurricane rated), and 100’ of water frontage. 10-12’ depth and no wake zone. This is also a great spot to fish or drop in your kayak or paddleboard to explore the beautiful waterways! Upstairs from the dock, the covered pavilion offers panoramic views and a great spot to relax, and the paver pathway leads to the fully fenced large backyard which has been professionally landscaped. If you enjoy entertaining, this home is perfect! The resort style pool area is private, and includes a heated saltwater pool and spa, grotto waterfall, specialty lighting, and self-cleaning features. The outdoor kitchen is complete with granite countertops, built in grille, ice maker, mini refrigerator, and a mounted tv. In addition to design features, there is a 250-gallon propane tank that offers a fuel alternative and backup to electric. The Lorex security camera system provides a full view of your property and dock, and the SimpliSafe alert system includes fire monitoring. Once inside, the floorplan is open and inviting with a unique indoor/outdoor feel that extends to the large eat-in kitchen with granite countertops, center island, beautiful tile backsplash, updated lighting fixtures, and stainless appliances. The family room is a great place for gatherings, along with a separate living and dining room, all of which include updated flooring. There is a bedroom and full bathroom on the first floor perfect for family and guests. Upstairs, the large owner’s suite with en-suite bathroom is the perfect place to unwind, and there are 2 walk-in closets! The secondary bedrooms and bathrooms are spacious. Carpets were recently updated and include a 10-year warranty. The oversized 3-car garage offers extra space for storage, cars, and toys. This home is a focal point of the neighborhood with amazing curb appeal! Spyglass at Riverbend is a wonderful gated community, with Riverbend offering tons of amenities that include a clubhouse, fitness center, new resort style pool (almost complete), dog park, walking trails and community events. Conveniently located close to major highways, shopping, and restaurants. From your backyard it is a short boat trip across the bay to Downtown Tampa, St Pete, and gorgeous gulf beaches. This is truly The BEST of Florida living!

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Park, Playground, Pool
  • Rooms: 10
  • Bedrooms: 6
  • Baths: 3 full
  • Lot Size: 100 x 240
  • Laundry: Inside, Laundry Room, Upper Level
  • Style: Contemporary
  • Year Built: 2015
  • Garage: 3-car Driveway, Electric Vehicle Charging Station(s), Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,294
  • Acreage: 0.55
  • Lot Size: 100 x 240
  • Est. Taxes: $9,792
  • HOA Fee: $99 Semi-Annually
  • Lot Desc: In County, Landscaped, Oversized Lot, Sidewalk
  • View: Pool, Water
  • Elem. School: Ruskin-HB
  • Middle School: Shields-HB
  • High School: Lennard-HB
  • Pool: Auto Cleaner, Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure, Self Cleaning
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Other, Range, Refrigerator, Washer
  • MLS#: TB8309890
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8309890/2602cumberlandcliffdrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/5/2024 1:27:34 AM)
Listing courtesy of Re/max Realty Unlimited   Phone: 813-684-0016

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2602 Cumberland Cliff DRIVE, Ruskin, FL, 33570

$997,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $797,600 $797,600 $797,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.375% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.387% 6.498% 6.413%
Monthly Tax Payment $816 $816 $816
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,976 $4,976 $6,839
Total Monthly Payment $5,884 $5,884 $7,747

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.