**Seller offering $10, 000 credit to buyer for repairs or buy down interest rate**. This spacious 4-bedroom, 2-bath gem is packed with amazing features and comfort. Step inside and be greeted by a cozy front porch, perfect for relaxing with your morning coffee. The heart of the home, the kitchen, offers charming wood cabinets that provide plenty of storage space for all your essentials. With a convenient stove and microwave included, you’re set up to cook your favorite meals in style! The dining room is perfect for hosting dinner parties or casual family meals. There’s plenty of room for a large table, so you'll never feel cramped. Nearby, you'll find the extra-large family room—a true standout feature. With a sliding door that opens up to the backyard, this space is bright and airy, ideal for entertaining or just hanging out. The cement deck is the ultimate spot for grilling, outdoor dining, or soaking up the sun. The master bedroom is your personal retreat, complete with a large walk-in closet to store all your outfits. The master bathroom has a tiled shower tub, wood cabinetry, and a sleek cultured marble countertop. Each of the four bedrooms comes with ceiling fans to keep things cool and comfortable year-round. The second bathroom features a Roman shower and single sink, offering convenience and style. Of course, the home also includes central AC, ensuring you stay comfortable no matter the weather outside. This home is more than just a house—it’s a lifestyle. With spacious rooms, and outdoor spaces perfect for relaxation and fun, it has everything you need to live your best life!
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,282 | $1,250 | $1,612 |
Total Monthly Payment | $1,609 | $1,577 | $1,939 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.