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865 Ladyfish AVENUE, #C201, New Smyrna Beach, FL, 32169 | $399,000
Beachside condo home with Southeast and West corners with front and back porches, fully furnished, 2-bedroom, 2-bathroom condo home just steps to the ocean and river! This corner unit condo home offers tons of natural light and has undergone renovations in 2024yr that include an updated kitchen with solid surface countertops and new cabinetry, the guest bath was given a facelift with a new vanity, lighting and shower surround, fresh interior paint and new furnishings. Sit on the front patio with tranquil ocean views and feel the ocean breezes. The spacious and private screen-in back porch overlooks the well-maintained and landscaped grounds, has pull-down shades and allows for extra seating and storage. Cedar Island is a rare complex, nestled between the ocean and River, giving you the best of both worlds in the heart of Bethune Beach. The complex has a large pool, a clubhouse, outdoor grilling area, private boat ramps/ docks, a fishing pier, shuffleboard court, and kayak/paddleboard storage with river launch access. There is a park just steps away that has tennis, pickleball, basketball, volleyball, playgrounds, and the famous “manatee cove”. The HOA dues includes cable, internet, water, and trash. JB’s Fish Camp is within walking distance and Canaveral National Seashores is less than a mile away. Buy it today, don’t delay, this is a wonderful condo at the “no-drive” New Smyrna Beach!
Features
- Heating: Central
- Cooling: Central Air
- Levels: 1
- Amenities: Cable TV, Clubhouse, Laundry, Maintenance, Other, Shuffleboard Court
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Common Area
- Complex: CEDAR ISLAND CLUB CONDO PH 01
- Year Built: 1980
- Common Charge: $1,158 Monthly
- Approx Sq. Feet: 720
- Acreage: 5.61
- Est. Taxes: $963
- Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
- Appliances: Microwave, Range, Refrigerator
- MLS#: NS1082728
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/NS1082728/865ladyfishavenue_newsmyrnabeach_fl?source=qrflyer
Listing courtesy of COLLADO REAL ESTATE Phone: 386-427-0002
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
865 Ladyfish AVENUE, #C201, New Smyrna Beach, FL, 32169
$399,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
| Monthly Tax Payment | $80 | $80 | $80 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,018 | $2,015 | $2,606 |
| Total Monthly Payment | $2,173 | $2,170 | $2,761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388