Welcome to your one-of-a-kind waterfront retreat in the stunning Isla Key Community! This exceptional 4-bedroom, 4-bathroom condo offers breathtaking open water views of Boca Ciega Bay, providing the ultimate in luxury Florida living. As you enter, you're greeted by a spacious gourmet kitchen featuring stainless steel appliances, a built-in oven, drawer microwave, and a walk-in pantry. The kitchen boasts ample counter seating, floor-to-ceiling cabinetry, an island with cooktop, and a separate large bar section, all seamlessly flowing into the expansive dining and living areas. Wall-to-wall, floor-to-ceiling sliders lead to a generous balcony, perfect for soaking in panoramic bay views and embracing the tranquil waterfront ambiance. The double primary suites boast expansive windows framing the serene water views, a generous walk-in closet, and a luxurious ensuite bathroom. The additional 2 bedrooms each offer walk-in closets, providing comfort for family or guests. The open floor plan allows for unobstructed water views from the kitchen, dining, and living spaces, maximizing the flow of natural light throughout. Other highlights include an in-unit laundry room and ample storage. This north-facing condo on Boca Ciega Bay presents an unparalleled opportunity, whether you’re searching for a primary residence, a vacation getaway, or an investment property with monthly rental flexibility. The Isla Key Community offers top-tier amenities, including a resort-style heated pool and spa, grill area, newly resurfaced tennis and pickle-ball courts, bocce ball, a community car wash, and fishing opportunities off the brand-new seawall. Ideally located just minutes from world-renowned beaches, 10 minutes from downtown St. Petersburg, 15 minutes from Fort De Soto Park, and 25 minutes from Tampa International Airport, this waterfront gem offers the perfect blend of luxury, convenience, and tranquility. Don’t miss this rare opportunity to make this exceptional condo your private oasis on Boca Ciega Bay! Important to note that the Isla Key HOA Board has been conducting thorough inspections of each unit within the Isla Key condo development and are pleased to confirm that Unit #412/411 was inspected on Monday, Nov 4th, by the water mitigation expert hired by the Board. The unit was found to be in excellent condition, with no water damage detected inside the condo.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,445,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,156,000 | $1,156,000 | $1,156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $955 | $955 | $955 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,402 | $7,402 | $10,150 |
Total Monthly Payment | $8,482 | $8,482 | $11,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.