Enchanting Cottage with Lake Rights in Idyllic Kent. Nestled amidst the serenity of land trust and including deeded rights to the shimmering North Spectacle Lake, the Cottage, a haven for nature lovers and water enthusiasts alike. The heart of this home is its open floor plan, where original wood floors meet high ceilings in the living room, creating an airy and inviting atmosphere. Large windows frame the natural beauty outside, while the stone facade wood-burning fireplace adds a touch of rustic elegance. The kitchen, a blend of functionality and charm, opens through French doors onto the deck. Here, a comfortable sitting area and a large dining table await, setting the stage for memorable outdoor gatherings or tranquil moments in the embrace of nature. The home's thoughtful design extends to a seasonal private office above the garage, offering a secluded workspace. Located just seven minutes from vibrant downtown Kent, indulge in the local sophistication with top-tier schools, good restaurants, The Morrison Gallery, RTFacts and Peggy Mercury to name a few of the rich cultural scenes. For further exploration, the chic boutiques and eateries of Washington Depot and scenic Lake Waramaug are a short drive. Available 11/1/2024 could discuss an earlier move in.
Type | Level |
---|---|
Bedroom 1 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,400 | $2,400 | $2,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $16 | $16 | $20 |
Total Monthly Payment | $91 | $91 | $95 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.