Charming Home at 15 Lucky Lane, Washingtonville A Perfect Blend of Comfort and Style!Welcome to your dream home at 15 Lucky Lane! This beautifully maintained residence offers everything you're looking for and more. With a convenient first-floor primary bedroom featuring an attached full bath, this home is ideal for those seeking single-level living or hosting extended family and friends. Head upstairs to discover another spacious primary suite with its own full bath, plus two additional bedrooms and a full hall bath, providing ample space for everyone. The open-concept living area flows seamlessly into the kitchen, creating the perfect setting for entertaining or relaxing with loved ones. Enjoy brand new carpets in the bedrooms, gleaming hardwood floors throughout the living areas, and a fresh coat of paint that enhances the home's inviting atmosphere. Central AC keeps you cool during warmer months, and the water softener adds an extra touch of comfort. But that's not all! This home is equipped with a whole house generator for peace of mind during power outages. Step outside to a fenced-in backyard, perfect for pets or gatherings, complete with a new shed for all your storage needs and a large deck that meets all your outdoor living requirements. Don't miss your chance to make this exceptional property your new home! Schedule a showing today and discover the endless possibilities that await you at 15 Lucky Lane! Additional Information: ParkingFeatures: 2 Car Attached, ConstructionDescription: Vinyl Siding,
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $397,600 | $397,600 | $397,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,218 | $1,218 | $1,218 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,645 | $2,643 | $3,409 |
Total Monthly Payment | $3,938 | $3,936 | $4,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.