Well-maintained ranch located on a quiet dead-end road awaits its new owner! This charming three-bedroom, one-and-a-half-bath home is situated on 1. 9 acres set back from the road, offering peace and privacy. There are three generously sized bedrooms that provide ample space for comfort and relaxation, while the open layout seamlessly connects the kitchen, living, and dining areas, making it perfect for family gatherings and entertaining guests. Off the kitchen is a screened-in porch that overlooks the manicured backyard, providing a perfect spot to relax while enjoying the outdoors. Sunlight fills the home through the double-pane Andersen windows enhancing the warmth and inviting atmosphere. The unfinished basement provides a washer/dryer with walk-out access, while offering additional storage or the opportunity to create living areas to suit your needs. There is a one car garage along with a detached oversized barn, ideal for storing belongings, tools, or outdoor toys. Whether you're a first-time homebuyer or looking to downsize, this property provides comfort and a serene setting. Don't miss the opportunity to make this your own! Conveniently located 20 minutes to Walkway Over the Hudson State Park, Metro North/ Amtrak Train station, 15 minutes to the Village of Rhinebeck, restaurants, shopping, Historic Vander built Mansion and so much more! Please note there are hardwood floors underneath the carpet. * Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $571 | $571 | $571 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,967 | $1,941 | $2,518 |
Total Monthly Payment | $2,613 | $2,587 | $3,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.