Presented byKeith Evans - Keith Evans Team |
Stunning New England Saltbox w/ Guest Cottage in Picturesque Redding CT: Exquisite New England Saltbox, complete w/ detached guest cottage, is nestled in the heart of Redding, a charming town in Fairfield County known for its historical significance & natural beauty. Surrounded by rolling hills, forests, & meadows, this property boasts a tranquil escape while being just a short drive from Danbury, Stamford, & NYC and Long Island Sound. The main house features 4 spacious bedrooms & 3. 5 baths, w/ hardwood flooring throughout that exudes warmth and elegance. A chef's kitchen, accented with terracotta tile in the entrance area, is perfect for culinary enthusiasts who love to entertain. A finished attic & lower levels provide versatile spaces ideal for a fitness center or home office, catering to your lifestyle needs. Step outside into your backyard oasis, complete with a breathtaking gunite in-ground pool and spa - a perfect setting for relaxation and gatherings. The property also boasts a 5-bay garage, with 1 oversized bay to accommodate larger vehicles. Guests will appreciate the charm of the detached guest cottage (also ideal for au pair/in-law), offering a private bedroom, kitchen, and full bath, on one side; with the other side setup as separate office w/ its own entrance & half bath. The cottage runs off a separate septic & well system. The Main House is equipped w/ a propane generator, ensuring peace of mind and reliability should the need arise.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Hardwood Floor | Upper |
Bedroom 4 | Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Tile Floor | Main |
Eat-In Kitchen | Laminate Floor | Main |
Great Room | Hardwood Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Upper |
Rec/Play Room | Tile Floor | Lower |
Study | Laminate Floor | Main |
Study | Wall/Wall Carpet | Other |
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Sales Vice President
William Raveis Real Estate
Phone: 203.733.4212
Keith.Evans@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,120,000 | $1,120,000 | $1,120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,809 | $1,809 | $1,809 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,447 | $7,079 | $9,451 |
Total Monthly Payment | $8,381 | $9,013 | $11,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.