Stunning 5 bedroom home on quiet cul-du-sac in Deland. This is one of Richmond Homes largest floor-plans - the Moonstone. Boasting an open floor plan on the main floor with a custom built entertainment center with wired surround sound in the living room, Built in Dog cages for 2 small dogs. The kitchen has New upgraded GE profile stainless appliances, quartz countertops and large island. A Barn Door Pantry The first floor also has a flex/office that with the addition of a closet and door could be a downstairs 6th bedroom and full bathroom. You must check out the Harry Potter Closet a space with endless possibilities. On the second floor you will find the “pièce de résistance” the spacious master with ensuite bath and huge walk in closet with custom built-ins. Along with the master you will find 4 additional bedrooms and another full bath on the second floor. Beautifully landscaped with lighting and your very own palm tree. The back yard has a large covered patio and is fully fenced with room for a pool. Located only 2 1/2 miles to Historic Downtown Deland and Stetson University. 3 1/2 miles to the beautiful St. John’s River and 30 minutes away from the most famous beaches in Daytona Beach. Why wait for a new build this one is less than 2 years old!
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Our Executive Mortgage Banker:
Our Insurance Division:
$480,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $384,000 | $384,000 | $384,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $450 | $450 | $450 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,652 | $2,587 | $3,266 |
Total Monthly Payment | $3,177 | $3,112 | $3,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.