Under contract-accepting backup offers. NO DAMAGE AND NO FLOODING IN THE LAST 3 STORMS . HIGH AND DRY !!!! "move-in-ready" bar has just been raised to a whole new level with this stunning Lee Wetherington-designed and built WATERFRONT residence, featuring a brand-new roof (2022) and located within the desirable gated community of Turtle Rock in Palmer Ranch. This three-bedroom PLUS DEN/OFFICE property offers an unparalleled lifestyle, surrounded by a vibrant community with beautiful, mature landscaping. Prepare to be charmed by the appeal of this home, where you can enjoy living without extra fees—no CDDs here! The pleasant experience begins as you approach the paved walkway leading to the elegant, robust double-entry doorway with frosted glass. You are then welcomed by a well-designed split floor plan, with the primary bedroom on one side of the home and the guest rooms on the other, ensuring privacy for all family members and guests alike. The home underwent complete update and upgrade, including new 24" designer flooring throughout the main living areas, updated bathrooms with new cabinets, granite countertops, stylish fixtures, plantation shutters for that added touch of elegance. The primary bedroom features custom-built cabinets in both walk-in closets, one of which includes a built-in safe for your important documents. The fully equipped kitchen is a chef's dream, with 48" tall cabinets, granite countertops and coordinating backsplash, and top-of-the-line appliances, including an electric oven with gas cooktop burners (Turtle Rock is a natural gas community), a large refrigerator with craft ice maker technology and transferable warranty, and a wine cooler to boot. Additional significant updates include brand-new photovoltaic solar panels (2022) that generate energy for the entire home, resulting in an almost nonexistent electric bill month in and month out. Grab your favorite drink and your book of choice and come on out and relax by the gorgeous pool area, featuring paved decking and MAGNIFICENT LAKE VIEWS. Recent upgrades to the pool area include a completely rescreened pool cage, resurfaced heated pool with multiple lighting color settings, and a new multi-speed pool pump (2022). The outdoor space also features a storage cabinet for pool equipment, an outside cooler, and a powered patio awning and the list goes on and on. The home's location is the icing on the cake, with convenient access to shopping, dining, and world-class entertainment. The ever-popular Legacy Trail is just around the corner, and the beautiful Siesta Key is only minutes away. Turtle Rock also boasts an active social calendar (should you choose to participate) with a community center, a heated pool, tennis courts, basketball and pickleball courts, and scenic trails surrounded by gorgeous mature landscaping throughout the subdivision.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $601 | $601 | $601 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,304 | $4,199 | $5,301 |
Total Monthly Payment | $4,997 | $4,892 | $5,994 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.