Lake Champlain west facing stunning sunsets over the Adirondacks are what you will enjoy from this immaculate Colonial! The shared 345 feet of gradual and direct lakefront provides ample room for the four homes that share in the enjoyment of this almost one-acre beach lot with each owner enjoying their own dock. The Otter Creek year-round sunroom is all about the views! The wood stove in the family room is perfect for cozy autumn evenings. Enjoy the views while cooking in the kitchen with like new stainless appliances and granite counter tops. There are three bedrooms on the second floor with the primary having its own bath. The mostly finished basement features a custom movie theatre room that is a true delight. The two-car garage is insulated and has plenty of storage above. The home was renovated and updated from 2015 to 2021. The exterior renovations include: a paved driveway with paver stones, all new Hardiplank siding, a metal roof, stone walls and extensive easy to maintain landscaping. The home has an extensive Smart home security system, with many new windows, doors and most flooring, newer boiler and hot water system, this home is ready for you to enjoy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$692,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $554,240 | $554,240 | $554,240 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $760 | $760 | $760 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,781 | $3,684 | $4,752 |
Total Monthly Payment | $4,633 | $4,536 | $5,604 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.