Welcome to your new oasis! Priced under $300, 000!! This charming home sits on a large, private lot, featuring a detached two-car garage and a carport area. The spacious yard, mostly fenced, offer ample room for outdoor activities and boasts a small creek running along the rear of the property. Inside, you'll find a flexible floor plan with two living areas, perfect for entertaining or relaxing. The cozy brick fireplace adds warmth and character to the home. Enjoy the Florida room with glass windows and a separate air conditioner for year-round comfort. A large laundry room with plenty of storage completes the interior. Roof on home and garage replaced in 2022 and electrical panel replaced in 2024. Freshly painted 2024. All appliances convey including the washer and dryer. Garage has a 220 electrical panel. Unique floorplan you'll love. Hurricane shutters in garage. Don't miss the opportunity to own this unique, versatile home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $100 | $100 | $100 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,512 | $1,510 | $1,953 |
Total Monthly Payment | $1,687 | $1,685 | $2,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.