111+ ac w Farmhouse in Delhi School - bargain: prime hunting land w views. Open fields, creek, & dense forests - excellent game cover. Step into farmhouse where a welcoming summer porch provides storage and cozy winter entrance. A living room anchored by wood stove, perfect for warming up post hunt. 1980s extension centered on bluestone hearth fireplace. Expansive views from rear deck. Traditional dining room flows from kitchen. Bonus room accommodates extra guests or makes secluded ZoomRoom. 1st floor full bath ( new septic 2024). Upstairs 4 bedrooms. Full basement w walk-out includes . 5 bath, separate shower, & laundry for post-hunt needs. Authentic Delaware County-style barn w lower dairy room - upper floors for storage perfect for toys & gear. Barn may need some TLC, its potential is undeniable. Stunning views - endless opportunities. Near Franklin, Oneonta, and Delhi, & < 3 hrs from NYC. Seeking escape or full-time retreat, this haven is ready. Don't miss this rare opportunity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $453 | $453 | $453 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,127 | $2,744 |
Total Monthly Payment | $2,711 | $2,655 | $3,272 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.