Envision yourself living in the charming Old City with this beautifully updated circa 1925 residence. Picture yourself having morning coffee on the inviting front porch while soaking in the delightful neighborhood views. As you enter, you'll find a spacious living room that flows seamlessly into a formal dining area—perfect for entertaining or cozy family dinners. The classic layout exudes warmth, featuring stunning wood floors and elegant floor-to-ceiling built-ins. This lovely home offers 1, 074 square feet, with three bedrooms (one non-conforming) and one and a half bathrooms. The kitchen, located at the back of the house, boasts an exterior door that leads to a charming deck—ideal for outdoor relaxation or al-fresco dining. All bedrooms are conveniently situated along the right side of the home, close to both bathrooms. The property offers plenty of off street parking, a detached one car garage and the half bath could be converted to a full bath as the plumbing is in place. This home would make a great primary home, vacation home or potentially an income property. l Enjoy the prime location, just minutes from local coffee shops, restaurants, Historic Downtown, and the beach, with the Fountain of Youth just around the corner. Don't miss this opportunity to live in a piece of St. Augustine's history!
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$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,207 | $2,834 |
Total Monthly Payment | $2,485 | $2,457 | $3,084 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.