****PRICE REDUCED AND OFFERING SELLER/PRIVATE LENDER OFFERING FINANCING WITH 25% DOWN, 4% INTEREST, 5YR BALLOON! Beautiful 4 bedroom 3 bathroom home located in the desirable Watergrass Community. This home features solid countertops, wood cabinetry, and stainless steel appliances in the kitchen, along with a reverse osmosis system and a water softener system for enhanced water quality. The tile plank flooring adds elegance and durability. Painted in muted tones with tasteful accent walls, the home feels modern and inviting. The exterior boasts a charming stacked stone accent, and the fenced in back yard offers privacy. Located on a peaceful cul-de-sac, it’s close to a variety of amenities; including shopping malls, grocery stores, restaurants, and recreational activities. The Watergrass community offers an array of amenities, including a clubhouse, tennis courts, basketball courts, a fitness center, a pool, and a playground, providing plenty of options for relaxation and recreation. This home is perfect whether you’re retired, a young family, or anything in between, offering comfort, convenience, and access to all the nearby resources you need!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$509,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,200 | $407,200 | $407,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $623 | $623 | $623 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,709 | $2,706 | $3,434 |
Total Monthly Payment | $3,424 | $3,421 | $4,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.