Under contract-accepting backup offers. Located in the estate area of Trails West, a monitored, secure subdivision, is this stately 4 bedroom, 3 bath home with side entry 3 CAR GARAGE, and has 2552 htd sq ft. Wonderful split bedroom floorplan with 4th bedroom in hallway with primary suite, allowing a perfect set up as a PRIVATE HOME OFFICE. Nestled on 1/2 acre, with lush landscaping & manicured plant beds with landscape lighting creating ambiance at night and curb appeal. Energy efficient and low maintenance with DOUBLE PANE WINDOWS, NEW R-38 INSULATION, FRESH PAINT ON EXTERIOR, NEW fascia, soffits & gutters with leaf filter, New Solar attic fan, New Whole house water filtration system, 16 SEER HVAC & New Gas Water Heater. This Smart Home has many updates and conveniences for the homeowner with security, lighting & entry. Covered front entry porch welcomes you into the foyer with formal areas on both sides as you come to the open gathering area with family room, kitchen and casual dining area with vaulted ceilings, beautiful wood floor and transom windows allowing natural light to filter into the home. You'll love the SHIPLAP accent wall, built in fireplace with heat, dual horizontal ceiling fan for optimum circulation, solar tubes for natural light and a wall of windows and triple sliders, that pocket back into the wall, leading to the spacious, tiled screen lanai. Cooking is a joy in this kitchen with GRANITE COUNTERS, 42" wood cabinets w/crown molding, large pot drawers, pull out shelving, built in pantry, Stainless appliances with Gas Range with Double Oven & backsplash with under cabinet lighting. Terrific floor plan with split bedrooms allowing privacy. The primary bedroom suite features vaulted ceiling, French doors to lanai, Walk-in Closet with organizer, en-suite bathroom with oversized soaking tub, easy clean cultured marble walk-in shower, double vanity & privacy lavatory. Bedroom 4 has wood style tile floors and Updated Bath 3 has wainscoting, new vanity & walk in shower. On other side of home are the large guest bedrooms, one having French doors to lanai & en-suite entry to the hall bath with double vanity and updated walk-in shower. All bedrooms have ceiling fans & new lighting throughout the home giving a comfy, modern feel. The laundry room has wainscoting, utility sink, cabinets and washer/dryer will stay with the home. Five pocket doors allow hallways & rooms to be closed off for privacy. The massive 3 car garage has workbench/cabinets for storage, pull down attic stairs with flooring in attic, Wifi garage door opener and is over 800 sq ft. The spacious 47 x 9 Screen lanai has tile flooring, new ceiling fans, privacy screening & door. Paradise awaits in the spacious backyard with plenty of room for planting a garden, play, pets or pool and features walkways and a new shed for additional storage. Irrigation is on a well with new expansion tank. Architectural Shingle Roof in 2012, high pitched with plywood decking. Trails West offers COMMUNITY POOL, TENNIS-PICKLEBALL COURTS, PLAYGROUND, SHUFFLEBOARD, HALF BASKETBALL COURT, COMMUNITY DOCK TO LAKE MAMIE and is conveniently located 1 mile to Grocery Store, Restaurants & Shopping, 5 miles to Hospital or Downtown Deland with Mainstreet, Boutiques, Festivals, Athens Theater, Wine Bars, Breweries, Coffee Shops and Stetson University. 30 mins to Beaches and Lake Mary/Heathrow, 45 mins to Orlando, 1 hour to Disney. Quick closing available. This home is under audio-video surveillance.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $624 | $624 | $624 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,007 | $2,969 | $3,812 |
Total Monthly Payment | $3,723 | $3,685 | $4,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.