Seller will consider all written offers. The Villages at Matanzas shores- A private gated community. Take the scenic drive down A1A to tropical island living. Enjoy the numerous restaurants and you are a short drive to Marine land and historic St. Augustine. This home does not require flood insurance and there are no CDD fees. Wake up to the beautiful sunrise over the Atlantic Ocean from your master suite. Enjoy your new custom salt water pool with oversized spa or go to the community pool which overlooks the ocean. This home boasts over $400, 000 in upgrades throughout the entire property. You will also have access to the private dock at the inter-coastal to fish, launch your kayak or read that favorite book. You will not find a home with this custom tropical landscaping that is oozing pride of ownership and curb appeal. Enjoy your customized private lanai as you listen to the ocean waves. This two years new home offers direct access to an upgraded kitchen featuring quartz countertops, plenty of cabinet storage and a spacious pantry. There is a large island with sink , stainless steel hood over the stove and custom light fixtures. The amazing yet functional floor plan boasts two master suites, one on the first floor and one on the second floor. The beautiful wood staircase leads you to a spacious loft perfect for those special family gatherings. There are 4 bedrooms in this home and each has it's own walk in closet. Windows are covered with custom louver 4 1/2" Avondale shutters and your sliding door is draped in beautiful Aileen vertical shades. The luxury vinyl flooring gives this home a warm feel as you walk out to your lanai with a custom pergola enclosure to enjoy your custom pool and family BBQ's. . Finally, you will also enjoy the upstairs laundry room, the whole house soft water system and plumbed in instant hot water unit. The garage has a sink with hot/cold water, epoxy flooring and ceiling storage racks. Garage access can also be made form the side of the house. Compare this ocean view home and you will find there is no comparison!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $771,920 | $771,920 | $771,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $566 | $566 | $566 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,943 | $4,943 | $6,777 |
Total Monthly Payment | $5,601 | $5,601 | $7,435 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.